Independent Agent
To become an insurance agent, one does not need to work for an insurance company nor do you need to signup with an IMO, you can start out as an independent agent working under a General Agency. You are prety much on your own going this route but you’ll have the ability to run your business however you’d like, you can get your leads using any method or company you’d like, and you can sell whatever products you want to in person or over the phone, it’s up to YOU! The toughest part of getting started out is to pass you state’s licensing exams which are not that difficult with some web-based courses offered through these guys.
Once licensed you’ll need to find an general agency that is contracted with insurance companies, we recommend Brokers Alliance whom will give you access to over two dozen insurance carriers, tools and great support. You should be able to secure at least 100% contracts when just starting out which can increase in time with production.
When first starting out, the most difficult thing you are going to deal with is securing leads to sell your products. We hope that our leads section will give you some guidance on choosing a insurance leads provider.
